Allgemeine Geschäftsbedingungen

1. The service

Citofact provides software that lets you create, send, and track invoices, and receive payments via your own Stripe account. We do not handle funds; payments flow directly from your clients to your Stripe account.

2. Your account

You are responsible for keeping your account credentials secure and for all activity under your account. You agree to provide accurate company and contact information and to update it when it changes.

3. Acceptable use

You may not use Citofact to send fraudulent invoices, harass recipients, or violate applicable law. We may suspend accounts that we reasonably believe are in violation.

4. Fees

Citofact charges no platform fee on payments processed through your Stripe account. Stripe's own processing fees apply per Stripe's pricing. We may introduce subscription plans in the future; existing accounts will receive at least 30 days' notice before any pricing change.

5. Data ownership

You retain ownership of all data you upload — invoices, client lists, branding assets. We process that data only to provide the service to you.

6. Termination

You may close your account at any time. Upon closure, your data is exported on request and deleted within 30 days. We may terminate accounts that violate these terms with reasonable notice except in cases of abuse.

7. Disclaimer

The service is provided "as is" without warranty of any kind. We are not liable for indirect or consequential damages.

8. Contact

Questions about these terms? Email legal@citofact.com.